.text {  font-family: Verdana, sans-serif, serif; font-size: 12px; color: #000022; letter-spacing: 0px }
.text12 {  font-family: Verdana, sans-serif, serif; font-size: 12px; color: black; letter-spacing: 0px }
.text12b {  font-family: Verdana, sans-serif, serif; font-size: 12px; font-weight : bold;  color: #000022; letter-spacing: 1px }
a.ln:link, a.ln:visited {text-decoration : none; font-family : Verdana, sans-serif, serif;  font-size : 11px; color:#0000FF; text-decoration: underline;}
a.ln:active, a.ln:hover {text-decoration : none; font-family : Verdana, sans-serif, serif;  font-size : 11px; color:#0000FF; text-decoration: underline;}